If you’ve been researching a Disney Cruise Line vacation, you’ve probably come across a few unfamiliar letters while comparing stateroom prices: GTY, IGT, OGT, and VGT. And if you’re anything like most Disney cruisers, your first question is probably: What exactly does that mean, and is it worth booking?
Here’s the good news: GTY rates can be an excellent way to save money on a Disney cruise, sometimes making an otherwise expensive sailing a little more affordable. The catch? You give up one important part of the booking process: choosing your exact stateroom.
For some families, that’s an easy trade-off. For others, knowing exactly where they’ll sleep, what kind of view they’ll have, and which deck they’ll be on is an important part of planning.
So, before you book that tempting lower fare, let’s break down everything you need to know about Disney Cruise Line GTY rates, how they work, the potential savings, and when booking one might not be the best decision.

What Does GTY Mean on Disney Cruise Line?
GTY stands for Guarantee. When you book a guaranteed stateroom, Disney Cruise Line guarantees you a room within the category you’ve selected, but Disney chooses the specific stateroom for you.
Unlike a traditional Disney Cruise Line reservation, where you can select your exact stateroom number during booking, a GTY reservation means you won’t know your specific room assignment right away.
For example, if you book a guaranteed verandah stateroom, Disney will assign you a verandah stateroom, but you won’t get to choose whether it’s on Deck 6, Deck 8, or Deck 10.
Your stateroom assignment typically comes later, sometimes just a few weeks before sailing.
The biggest appeal? Depending on the type of guarantee booking, you may be able to secure a lower cruise fare in exchange for giving Disney the flexibility to assign your room.
And for families looking to experience Disney Cruise Line without paying the highest available fare, that can be a pretty attractive option.
Understanding the Different Disney Cruise Line Guarantee Rates
Not all guarantee bookings are created equal. Disney Cruise Line has several different guarantee categories, and understanding the difference is important before you book.
Here are the abbreviations you’ll want to know:
IGT: Inside Guarantee
An IGT booking stands for Inside Guarantee.
This means you’re guaranteed an inside stateroom or better, but Disney Cruise Line will select your specific room.
If you’re planning to spend most of your vacation exploring the ship, enjoying the pools, attending Broadway-style entertainment, and visiting the rotational dining restaurants, an inside stateroom might be all you need.
It’s also worth remembering that Disney ships offer plenty of beautiful public spaces and outdoor areas, so you don’t necessarily need a room with a view to enjoy your vacation.
OGT: Oceanview Guarantee
OGT stands for Oceanview Guarantee.
With this option, you’re guaranteed an oceanview stateroom or better. Your assigned room will have a window or porthole, or potentially a higher stateroom category.
This can be a nice middle ground for families who want natural light and an ocean view without paying the full price of selecting a specific oceanview room.
VGT: Verandah Guarantee
VGT stands for Verandah Guarantee.
This is often an appealing option for families who love having their own private outdoor space.
You’re guaranteed a verandah stateroom or better, but Disney chooses the exact room assignment.
Depending on the ship and available inventory, you could receive different verandah categories, including rooms with different layouts, locations, or views.
If having a private balcony is important to you, a VGT rate can be a way to secure that experience for less than the standard fare.
Important: IGT, OGT, and VGT are commonly referred to as Guaranteed with Restrictions rates. These are different from a standard GTY booking, and they come with additional booking restrictions.
GTY vs. IGT, OGT, and VGT: What’s the Difference?
This is where things can get a little confusing, even for experienced Disney cruisers.
Although the terms are often used interchangeably, standard GTY and restricted guarantee rates are not the same thing.
Here’s how they compare:
| Booking Type | What It Means |
|---|---|
| GTY | You’re guaranteed the specific stateroom category you booked, but Disney selects your room number. |
| IGT | Inside Guarantee with Restrictions. |
| OGT | Oceanview Guarantee with Restrictions. |
| VGT | Verandah Guarantee with Restrictions. |
The biggest distinction is that a standard GTY booking is generally a regular booking with a guaranteed stateroom assignment. It doesn’t automatically come with the special restrictions associated with IGT, OGT, and VGT promotional fares.
Restricted guarantee rates, on the other hand, typically require full payment at booking, are nonrefundable, and limit your ability to make changes to the reservation.
So, if you see GTY listed while selecting a stateroom, don’t automatically assume you’re looking at a discounted promotional fare.
Pro Tip: Always check the actual fare conditions before booking. The letters may look similar, but the financial and cancellation implications can be very different.
What Are the Benefits of Booking a GTY Rate on Disney Cruise Line?
So, why would anyone let Disney choose their stateroom?
There are actually several good reasons.
1. You Can Save Money on Your Disney Cruise
Let’s start with the biggest benefit: the price.
Restricted guarantee rates are often offered at a lower fare than comparable standard bookings. The exact savings depend on the sailing, ship, itinerary, availability, and promotional offer.
For families booking a Disney cruise, even a modest reduction can make a difference.
Think about what you could do with those savings:
- Put the extra money toward a Port Adventure.
- Enjoy a specialty dining experience.
- Purchase souvenirs and merchandise.
- Spend a little more time at Disney’s Castaway Cay or Lookout Cay at Lighthouse Point.
- Put the savings toward your next Disney vacation!
Of course, the amount you save isn’t guaranteed, and not every sailing will have a restricted guarantee rate available.
But when the right opportunity comes along, it can be worth considering.
2. You Still Get the Stateroom Category You Booked
One of the biggest misconceptions about GTY bookings is that you’re taking a gamble on whether you’ll get the type of room you actually want.
That’s not how it works.
When you book an IGT, OGT, or VGT rate, you’re guaranteed the minimum stateroom category specified in the offer.
For example, booking a VGT rate means you’re guaranteed a verandah stateroom or better.
You aren’t going to book a verandah guarantee and suddenly find yourself assigned an inside stateroom.
You simply give up the ability to select the exact room within that category.
3. You Might Get a Stateroom Upgrade
Here’s where things can get exciting.
Occasionally, Disney Cruise Line may assign a guest a stateroom in a higher category than the one originally booked.
For example, someone booking an oceanview guarantee could potentially receive a verandah stateroom.
However, this is not something you should count on when booking.
An upgrade is never guaranteed, and you should always book a GTY rate assuming you’ll receive exactly what you paid for.
Think of an upgrade as a fun surprise, not part of the deal!
4. You Can Still Enjoy the Full Disney Cruise Experience
Here’s something worth remembering: your stateroom assignment doesn’t change the magic happening everywhere else on the ship.
You’ll still enjoy the same ship amenities, entertainment, rotational dining, pools, character experiences, and onboard activities available to guests in comparable booking categories.
You’re not giving up the Disney Cruise Line experience. You’re simply giving up control over your specific stateroom location.
And if you’re the type of cruiser who spends most of the day exploring the ship and only returns to the room to sleep, shower, and recharge, this might be a very easy compromise.

What Are the Disadvantages of Booking a GTY Rate?
Now for the part you really need to consider.
While the potential savings can be appealing, guarantee bookings aren’t for everyone.
1. You Cannot Choose Your Exact Stateroom
This is the biggest trade-off.
When you book a restricted guarantee rate, Disney Cruise Line decides where your family will stay.
That means you can’t browse the deck plans, compare room locations, or select your favorite stateroom number.
If you’ve spent hours researching which rooms are near the elevators, which decks offer the best convenience, or which verandahs have unobstructed views, a guarantee booking may not be for you.
2. You May Not Get Your Preferred Deck or Location
Location matters more than some people realize.
For example:
- Prefer being near the pool deck? You may not get that.
- Want to be close to the kids’ clubs? You won’t be able to select that location.
- Sensitive to noise? You won’t have control over whether your room is near a theater, restaurant, or other busy public space.
- Prefer a midship stateroom? You cannot guarantee that location.
Your assigned room will meet the minimum category you’ve booked, but it may not have all the specific features or location preferences you would have selected yourself.
3. Restricted Guarantee Rates Are Typically Nonrefundable
This is an important one.
IGT, OGT, and VGT promotional bookings generally require full payment when you make the reservation.
These fares are also typically nonrefundable.
That means if your plans change, you may not be able to recover the money you’ve paid.
Unlike a traditional Disney Cruise Line reservation, where cancellation policies and payment deadlines depend on the sailing and stateroom category, restricted guarantee fares have their own terms.
Make sure you’re comfortable with the financial commitment before booking.
4. You May Not Be Able to Make Changes to Your Reservation
Restricted guarantee bookings generally have additional limitations on modifications.
Depending on the offer, you may not be able to change your sailing date, modify the reservation, or make changes to the names of the guests traveling.
This is particularly important for families who are still working out vacation schedules or aren’t completely certain everyone can travel.
If there’s a possibility that your plans will change, the flexibility of a traditional booking may be worth the additional cost.
5. Your Stateroom Assignment May Come Close to Sailing
Patience is part of the deal!
You may not receive your actual stateroom number until relatively close to your departure date.
For some people, this is no big deal.
For others, especially those who like having every detail of their vacation planned months in advance, waiting can be frustrating.
If knowing your exact stateroom location is important to you, consider booking a traditional reservation instead.
When Does Booking a GTY Rate Make Sense?
So, should you book one?
Honestly, it depends on your vacation priorities.
A GTY or restricted guarantee rate can be a fantastic option if:
- You’re flexible about your stateroom location.
- You’re more interested in saving money than selecting a specific room.
- You don’t have strong preferences about which deck you’ll be on.
- You’re comfortable with the cancellation and payment restrictions.
- You’re booking a last-minute Disney cruise and want to take advantage of a lower fare.
- You’re planning to spend most of your time enjoying the ship rather than hanging out in your stateroom.
For these cruisers, the potential savings can make the decision an easy one.

When Should You Avoid Booking a GTY Rate?
On the other hand, there are situations where paying a little more for a traditional stateroom selection makes much more sense.
I’d think twice about booking a restricted guarantee rate if:
- You get seasick easily. If you prefer a midship stateroom on a lower deck, you may not want to leave that decision up to Disney.
- You have specific accessibility needs. If you require an accessible stateroom, don’t assume a guarantee category will meet your needs. Confirm the exact accommodations before booking.
- You’re traveling with another family. If you’re hoping to have connecting or neighboring staterooms, a guarantee booking may make that difficult or impossible to arrange.
- You have young children. You may prefer a particular deck or location for convenience, especially if you’re frequently going back and forth between your room and the kids’ clubs or pool areas.
- You have a preferred stateroom layout. Some families need specific bed configurations or additional sleeping arrangements.
- Your vacation dates aren’t set in stone. The restrictions on promotional guarantee fares may make changing plans difficult.
In these situations, the ability to choose your exact stateroom can be worth paying more.
Can You Request a Specific Stateroom Location With a GTY Booking?
You can always contact Disney Cruise Line or your travel advisor to communicate preferences, but there is no guarantee those requests will be honored.
With a restricted guarantee booking, Disney retains control over the stateroom assignment.
So, if you absolutely want a particular deck, a specific side of the ship, or a room close to another family member, it’s best to book a traditional reservation where you can select your stateroom.
When Will Disney Cruise Line Assign My GTY Stateroom?
This is one of the most common questions guests have after booking.
Unfortunately, there isn’t one guaranteed assignment date that applies to every sailing.
Disney Cruise Line assigns guarantee staterooms based on availability and operational needs. Some guests receive their assignments several weeks before departure, while others may have to wait much closer to sailing.
Once your room is assigned, you can check your reservation through the Disney Cruise Line website.
My advice? Don’t let the waiting ruin the excitement. You’ll have a room waiting for you when you board!
Are GTY Rates Available on Every Disney Cruise?
No.
Restricted guarantee rates are only offered on select sailings and are subject to availability.
Disney Cruise Line may release these rates when it wants to fill remaining stateroom inventory on particular voyages.
You may see them on select sailings departing within the next few months, although availability and timing vary.
They can be particularly interesting for families with flexible vacation schedules who are open to booking a cruise that may be departing relatively soon.
The important thing to remember is that you shouldn’t plan an entire vacation around the assumption that a GTY discount will eventually become available.
Popular sailings, holiday cruises, school vacation weeks, and new ship itineraries can sell out or become more expensive as availability decreases.
If you find a sailing you love at a price you’re comfortable paying, waiting for a guarantee offer could mean missing out.
GTY Rates on Disney Cruise Line: Are They Worth It?
Ultimately, GTY rates come down to one simple question:
Would you rather save money or choose exactly where your family stays?
If you’re flexible, comfortable with the restrictions, and more interested in the overall Disney Cruise experience than the specific location of your stateroom, a guarantee rate can be a smart way to save.
But if you have particular preferences, need an accessible room, want connecting staterooms, or simply enjoy choosing every detail of your vacation, paying more for a traditional booking may be the better decision.
There’s no universally right or wrong answer.
The best Disney Cruise Line booking is the one that fits your family’s budget, travel style, and expectations.
And remember, a little flexibility can sometimes go a long way toward making that next Disney cruise happen!
Ready to Find the Best Deal on a Disney Cruise?
Whether you’re dreaming of sailing aboard the Disney Treasure, Disney Wish, Disney Destiny, Disney Dream, Disney Fantasy, Disney Magic, Disney Wonder, or Disney Adventure, finding the right sailing at the right price is an important part of planning your vacation.
That’s where having an experienced Disney travel advisor can help.
Academy Travel can help you compare available sailings, explore current Disney Cruise Line promotions, understand the differences between traditional and guarantee bookings, and find the best option for your family.
And the best part? Our Disney travel planning services come at no additional cost to you!
Don’t spend hours trying to figure out which fare is the best deal. Let our team help you navigate the options so you can spend more time dreaming about your next sailing.
Ready to set sail? Request your complimentary Disney Cruise Line quote from Academy Travel and let’s find your family’s next adventure!

